self declaration of income

Many High Street lenders do not understand the needs of the self-employed person or contract worker.

If you are in business and unable to provide evidence of income, it may be more difficult for you to get a mortgage or remortgage, finance direct specialise in helping self employed people to obtain finance.

We have access to a range of products and can provide you tailored infromation from this range to suit your personal circumstances.

Through our relationships with lenders, we are able to process your application on your behalf (with the lender you have chosen) and save you from any embarrassing rejections.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend on your circumstances. Ask for a personal illustration. Think carefully before securing other debts against your home. There will usually be a fee charged when we successfully arrange a mortgage / re-mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be 3% of the mortgage advance (minimum fee £3,000 up to a maximum of £10,000).