defaults

Some lenders refuse mortgages or remortgages to clients with defaults.

Finance Direct specialise in these circumstances, providing that you have enough of a deposit to purchase your dream home or, if you want to remortgage, there is enough equity your property.

We have access to a range of products and can provide you tailored information from this range to suit your personal circumstances.

Through our relationships with lenders, we are able to process your application on your behalf (with the lender you have chosen) and save you from any embarrassing rejections, irrespective of the number of defaults registered in your name.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend on your circumstances. Ask for a personal illustration. Think carefully before securing other debts against your home. There will usually be a fee charged when we successfully arrange a mortgage / re-mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be 3% of the mortgage advance (minimum fee £3,000 up to a maximum of £10,000).